CBK List of Bank Interest Rates in Kenya for Lending and Deposit as of May 2025
Central Bank of Kenya (CBK) data on Commercial Banks Interest Rates for Lending and Deposit as of May 2025. Banks are ranked starting with the lowest lending rate.
| Rank | Bank Name | Lending Rates | Deposit Rates | ||
|---|---|---|---|---|---|
| April 2025 | May 2025 | April 2025 | May 2025 | ||
| 1 | Citibank N.A Kenya | 10.82 | 10.36 | 6.60 | 7.29 |
| 2 | Stanbic Bank Kenya Limited | 12.92 | 12.84 | 7.54 | 7.56 |
| 3 | Standard Chartered Bank Kenya Limited | 13.50 | 13.35 | 3.19 | 3.14 |
| 4 | Guardian Bank Limited | 13.59 | 13.57 | 8.47 | 8.17 |
| 5 | Consolidated Bank of Kenya Limited | 13.60 | 13.61 | 7.23 | 7.31 |
| 6 | Ecobank Kenya Limited | 13.59 | 13.72 | 8.80 | 8.78 |
| 7 | Paramount Bank Limited | 14.62 | 14.47 | 10.79 | 10.81 |
| 8 | Habib Bank A.G Zurich | 15.26 | 14.55 | 8.21 | 8.34 |
| 9 | Gulf African Bank Limited | 15.16 | 14.77 | 8.50 | 8.54 |
| 10 | Equity Bank Kenya Limited | 14.91 | 14.89 | 10.72 | 10.76 |
| 11 | Bank of India | 15.44 | 14.94 | 10.57 | 10.20 |
| 12 | Premier Bank Kenya Limited | 15.06 | 15.12 | 2.67 | 2.75 |
| 13 | Bank of Baroda (Kenya) Limited | 15.41 | 15.12 | 10.66 | 10.19 |
| 14 | Diamond Trust Bank Kenya Limited | 15.97 | 15.44 | 8.51 | 8.43 |
| 15 | ABSA Bank Kenya PLC | 16.34 | 15.48 | 9.07 | 8.88 |
| 16 | Guaranty Trust Bank (K) Ltd | 15.50 | 15.61 | 8.21 | 8.01 |
| 17 | Victoria Commercial Bank PLC | 15.66 | 15.68 | 9.92 | 9.70 |
| 18 | NCBA Bank Kenya PLC | 15.74 | 15.68 | 9.00 | 8.41 |
| 19 | KCB Bank Kenya Limited | 16.09 | 15.76 | 7.30 | 7.07 |
| 20 | Prime Bank Limited | 16.40 | 15.79 | 11.00 | 10.39 |
| 21 | Kingdom Bank Limited | 14.77 | 15.80 | 11.46 | 10.22 |
| 22 | National Bank of Kenya Limited | 15.74 | 15.87 | 8.22 | 7.92 |
| 23 | Co-operative Bank of Kenya Limited | 16.09 | 16.10 | 7.79 | 6.44 |
| 24 | M-Oriental Bank Limited | 16.75 | 16.17 | 10.25 | 9.76 |
| 25 | Family Bank Limited | 16.41 | 16.40 | 6.39 | 11.64 |
| 26 | Development Bank of Kenya Limited | 16.12 | 16.63 | 11.22 | 10.83 |
| 27 | DIB Bank Kenya Limited | 17.10 | 16.87 | 10.25 | 9.72 |
| 28 | UBA Kenya Bank Limited | 17.11 | 16.90 | 9.21 | 8.70 |
| 29 | I&M Bank Limited | 17.36 | 16.90 | 8.39 | 8.38 |
| 30 | African Banking Corporation Limited | 17.31 | 17.31 | 12.89 | 12.63 |
| 31 | Sidian Bank Limited | 17.72 | 17.68 | 9.15 | 9.07 |
| 32 | Bank of Africa Kenya Limited | 18.02 | 18.07 | 9.53 | 9.52 |
| 33 | SBM Bank Kenya Limited | 18.17 | 18.09 | 10.66 | 10.12 |
| 34 | HFC Limited | 18.99 | 18.99 | 7.13 | 6.81 |
| 35 | Credit Bank PLC | 19.45 | 19.41 | 13.60 | 12.68 |
| 36 | Middle East Bank (K) Limited | 20.49 | 19.87 | 10.00 | 9.66 |
| 37 | Access Bank (Kenya) PLC | 19.77 | 19.98 | 10.50 | 10.31 |
| 38 | Commercial International Bank (CIB) Kenya Limited | 20.22 | 20.00 | 10.82 | 10.42 |
| OVERALL INTEREST RATE | 15.65 | 15.44 | 8.87 | 8.70 | |